Queen of Credit

Question of the day: Why are there fees associated with credit sweeps and why do I have to pay upfront? I've been asked this today on 5/30 calls so far, so let's talk about it. The question really should be: who should pay for your fees and when should they be due? Why pay upfront: Due to the nature of this business, clients are already pre-disposed to not paying bills and a % of clients do not even pay for services rendered and face legal consequences. Therefore, clients must pay for a portion of cost upon sign up as well as Initial Audit billable hours. Small fee breakdown: Fees associated with processing a credit sweep initially and per month: Client Portal Certified Mail Postage Faxing Supplies etc. Time to process 1 Initial Audit (1st 4 days after sign up): 6-10 hours depending on severity of credit file and research involved Time to process a credit file per month: 1-5 hours depending on severity of credit file, responses received from bure...

Do you have public records? You can't afford to leave them on your credit report! Join these 5 clients and take the leap; you'll never look back. I'll be adding these to the Before & After reports page this evening; in the meantime, you can check out the 27 pg report that's already there!

One of my 1st questions to prospective clients will now be: How much negative debt do you have? Let's put that question in perspective: Lets talk about the comparison between how much money I save you vs. the cost of my service: Let's say that you owe $100,000. $90,000 of that is now with 3rd party debt collectors, reporting on public records, etc. Only $10,000 of that is still reporting with your original creditors. Out of that $100,000, I remove $95,000. That means that I SAVED you $95,000. What if I made my fee based off of the amount that I SAVED you? I would place my rate at 15% of $95,000. You would pay me $14,250. Let's get real here. I can do that, because I get the results. It's what I do for a living. I delete it from your credit report and make the debt you owe obsolete. In reality, I give the DREAM. Debt Relief that's Easy, Affordable and Manageable. I have the ability to charge ...

I'm going to give you some pro advice that you can take to the bank: Do EVER be late on these accounts, because they're extremely difficult to delete from your report: Credit cards such as: Capital One, Macy's, Discover, Barclays, BOA, etc.  Mortgage: Ocwen *Credit Acceptance (car loan for bad credit): this company will sue you if you dispute against them either with the CRA's or directly; if you have this company on your file, I will NOT dispute it! Student loans: If your loans are reporting with Dpt of Ed, the lates more than likely will NOT come off until the account goes to collection. I can then remove it. If your loans are reporting with Navient, it's much easier  because they're being sued after a 3yr investigation by the CFPB for failing to apply payments to millions of consumer accounts as well as tricking students into taking on loans at a higher cost than the one they're currently in  Easiest to remove:   Collections Publi...