How to Remove Late Payments From a Credit Report

How to Remove Late Payments From a Credit Report | Dispute Strategy

Check out the slides for the "How to Remove Late Payments From a Credit Report" presentation at https://www.beautiful.ai/player/-MX4jj1Jw6ZZFY9Dm77W. I created this video for you because it's been the topic of many conversations lately and it can be really difficult to tell what to do with certain late payments. So, here you go! If you'd like to learn more about disputing or credit sweeps, check out the Deep Dive Workshop at https://vargasrevolution.vipmembervault.com/products/courses/view/1073775 💡 👉 Transform your RESULT-LESS letters using a battle-tested cheat sheet. Get yours free for unlimited results at https://vargasrevolution.vipmembervault.com/products/courses/view/1040498👈 I show you the most aggressive credit sweep tactics, techniques, strategies and methods that'll drive your results. This channel was set up to be the gas that powers your vehicle to your destination. 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vargasrevolution.vipmembervault.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://vcita.com/expertcreditsweeps Let's jump on a call and see if I can help! ⭐️ FREE LIVE PODCAST Learn more about factual-disputing and how to get an increase in your credit score at https://capiche.fm/ask-kristin

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Is a credit sweep the same thing as claiming identity theft?

Is a credit sweep the same thing as claiming identity theft? No, it's not. Most consumers have the wrong idea about what a credit sweep is and believe the 2 are the same but I'm here to clear this up for you! Identity theft: This is where you claim that all (or a few) items are resulting from identity theft and you attempt to get them blocked using section 605B of the FCRA within 4 business days. You must use an official police report and affidavit. Here's the DL on this: it doesn't work. Why? Because millions of consumers used this illegally even thought the debts actually belonged to them and now, even if you ARE a victim, it's almost impossible to get it done in 4 business days. A few months? Sure, if you have all the required documentation, dispute with the creditors as well and have supporting documentation. IF this method is used (either by the consumer or a credit repair company - with or without the consumer's knowledge), the items w

Credit Repair Dispute Reason Cheat Sheet

Use this Dispute Progression chart (cheat sheet) to craft your dispute reasons when writing your dispute letter for credit repair purposes. Buy for only $15 at expertcreditsweeps.com/store or directly at https://gumroad.com/l/disputereasons Stop using TEMPLATES! Start thinking logically and create your disputes based on "factual" information. This means that you take the info on the credit report and base your disputes on it. This covers ALL negative item types and falls into 6 categories: Collections Charge-offs Late Payments Inquiries Identity Theft Bankruptcies Judgements/tax liens *all negative items fall into these categories, including foreclosures, student loans, repossessions, etc. i.e. charge-off with 3 different dates listed under "date of last activity" dispute reason: remove this account immediately due to the fact that you're reporting 3 different dates under "date of last activity" and this is inaccurate This PDF

Expert Credit Sweeps

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