Introducing The Massive Credit Bureau X Factor

Introducing The Massive Credit Bureau X Factor | For-Profit/Anti-Consumer

Always keep in mind that the credit bureaus are for-profit/for-creditor/anti-consumer. Their money comes directly from the creditor and processing investigations, deleting accounts and information and "ensuring the accuracy" of your credit report costs them money.

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Tips for my brokers; Craigslist, Facebook, websites, advertising and more!

I work 90% with brokers, 10% with clients, and I actually prefer to work with brokers, as I have contact with only one person instead of 300 clients. So considering there are 528 of you brokers, I figured that I would post some tips and tricks for my brokers. I will break it down into sections to make it easier reading, and if you have any questions, comments or suggestions, let me know! Advertising Advertising can be a serious pain in the butt, and it is utterly necessary for a business like this one. I will give you a couple of suggestions that work for me. I am mostly just word of mouth now and do not need to advertise, as I have thousands of clients, but there are days when I do put my business out there again for new clients. Craigslist It is quite difficult to advertise with CL now, but there are tons of ways to get around being flagged or to prevent it from happening. CL is the 4th most visited site in the world , so that right there should tell you that you need...

3 Resons why you should wait to apply for new credit

Applying for new credit before all derogatory items are deleted: My advice to my clients is always the same: wait until you're done with your credit repair or credit sweep program, but have a strategy to move forward from there. Here's a few reasons why: #1 you may be denied if you still have 1-2 items remaning and will end up with new inquiries that will drop your score #2 it may hinder the process of removing the last few items and can add 1-3 months to the timeframe #3 you may be approved with a very low limit and would have to wait 3-5 months prior to requesting an increase. In comparison, you can wait til everything has been completed and obtain a higher limit right off the bat. Here's a real-life example: I have a client would only has 4/86 negative items remaining and he wanted to move forward with his mortgage. I advised him to wait because (see #1) it would add inquiries and he may not be approved. He'd mentioned tha...

Live Posts on Craigslist, Changing IPs and More!

Craigslist ad posting- live posts, changing IPs, tips on writing and more! Tonight, I'm going to post something short and to the point about posting on Craigslist. There are a few ways to beat getting flagged and ghosted. Have you ever noticed that your ads do not go live for 20 minutes? They have to pass through CL's algorithms first. Here are a few ways to combat this: Write different ads- For each account, I post 1 ad per day. Each body is different. I change it every 3 days. Use different titles. Each of my ads have unique titles. Post 1 ad per day per account. If it allows you to post 3 or 5, ONLY post 1. This will help in keeping the live/flagged ratio in your favor. This is per section. For example, I only post in services => financial. Craigslist only wants local posts, so change your IP address according to the location you are posting in. See the images below. I use HMA software (HideMyAss).. Clear your browsing history after each post- histor...

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