I have a couple (husband and wife) with joint accounts and I did their progress reports last night. Both files have the same accounts. The husband had 25/30 deletions and he's never gone with another company, but his wife has gone to 2 huge companies and because of that, only had a few deletions. It's SO important that you find the right company to dispute your derogatory info the first time because you'll run into issues like this! If his wife had come to me first, she'd be 30-60 days away from completion like her husband!
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