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Showing posts from August, 2017

How to delete inquiries with soft pulls + FREE PDFs!

You'll find the FREE PDF downloads on my website by clicking on the link below. Nope, I don't want your info in exchange for the PDFs - I just want you to know how to use this method. Simple, right? 2 options: Rapid Removal in 72 hours and Bumpage (using soft inquiries to remove the hard ones). If you're looking for a fast method to delete your inquiries for free, then this might work for you! I'm here to answer any questions you have and you may also schedule a free consultation with me using the link below. Free consultation: https://live.vcita.com/site/expertcre... Inquiry PDFs: https://www.expertcreditsweeps.com/vod This was an impromptu video so please forgive my 2 pauses while I searched for the info I needed!

$357k Deleted in 30 Days

1st round results - all of these charge-offs & collections were removed! Using a new technique, we can now get a ton of charge-offs removed within 30-60 days instead of 6 months - exciting, right? The total debt removed from this client's report was $357k....Yes, that's right: $357k! Do you have similiar creditors? Call today to find out what your life can look like in less than 90 days! 845-481-0780 expertcreditsweeps.com

Is a credit sweep the same thing as claiming identity theft?

Is a credit sweep the same thing as claiming identity theft? No, it's not. Most consumers have the wrong idea about what a credit sweep is and believe the 2 are the same but I'm here to clear this up for you! Identity theft: This is where you claim that all (or a few) items are resulting from identity theft and you attempt to get them blocked using section 605B of the FCRA within 4 business days. You must use an official police report and affidavit. Here's the DL on this: it doesn't work. Why? Because millions of consumers used this illegally even thought the debts actually belonged to them and now, even if you ARE a victim, it's almost impossible to get it done in 4 business days. A few months? Sure, if you have all the required documentation, dispute with the creditors as well and have supporting documentation. IF this method is used (either by the consumer or a credit repair company - with or without the consumer's knowledge), the items w...

3 Resons why you should wait to apply for new credit

Applying for new credit before all derogatory items are deleted: My advice to my clients is always the same: wait until you're done with your credit repair or credit sweep program, but have a strategy to move forward from there. Here's a few reasons why: #1 you may be denied if you still have 1-2 items remaning and will end up with new inquiries that will drop your score #2 it may hinder the process of removing the last few items and can add 1-3 months to the timeframe #3 you may be approved with a very low limit and would have to wait 3-5 months prior to requesting an increase. In comparison, you can wait til everything has been completed and obtain a higher limit right off the bat. Here's a real-life example: I have a client would only has 4/86 negative items remaining and he wanted to move forward with his mortgage. I advised him to wait because (see #1) it would add inquiries and he may not be approved. He'd mentioned tha...